April 19-21 · Sanctuary Camelback Mountain Resort · Scottsdale, AZ

Where the future of lending gets decided

An invite-only, two-day summit bringing together the most influential C-level executives in credit union and fintech lending. No vendor pitches. No general admission. Just the conversations that matter most with the people who are shaping what comes next.

This isn't a conference.
It's a room you want to be in.

IQ is built for executives who don't have time for the ordinary. Every session, every conversation, and every experience is designed to give you something you can't get anywhere else. It’s candid peer exchange, bold ideas, and the clarity to lead in an AI-first world.

What to expect

Three stylized chat boxes connected with motion lines, symbolizing hands on work.

An agenda built around you

Keynotes, fireside chats, peer workshops, and hands-on sessions designed specifically for C-level lending leaders.

Two user icons connected by arrows forming a cycle with blue network nodes behind them.

Conversations that don't happen anywhere else

Invite-only. The room is intentionally small so every connection counts.

Checklist with three bullet points and a ribbon with a checkmark symbolizing certification or approval.

Scottsdale done right

Sanctuary Camelback Mountain Resort sets the stage. Think sunrise hikes, world-class dining, and an outdoor closing reception under the Arizona sky.

Magnifying glass over a network with nodes and connecting lines, symbolizing analysis or audit.

Speakers worth the trip

We bring in voices that challenge how you think. From industry insiders to unexpected perspectives that will challenge the way you think.

Keynote speakers

Gary Foote

Chief Information Officer
Haas F1 Team

Eric O'Neill

Former FBI Counterintelligence, Attorney, and Bestselling Author
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Two days. Built for executives.

Monday, April 19th
Arrival & Opening Reception
Tuesday, April 20th
General Sessions, Keynotes, Workshops & Closing Reception
Wednesday, April 21st
Departures
Lending Lab Logo with stylized AI letters and text 'the Lending Lab User Summit' on a dark teal background.

Secure your spot

Attendance is limited and by invitation only.
Early bird pricing is available through November 30th, 2026.

Registration includes access to all sessions, meals, experiences, and event materials.
Hotel accommodations can be booked during registration under the Hotel Registration section.

Bringing a spouse or partner? Our guest pass will give them access to all meals and experiences.

Stay onsite

We’ve secured a room block at Sanctuary Camelback Mountain Resort at a preferred rate starting at $500 per night. Rooms are limited—we recommend booking early.

Book your room

FAQs

Who attends IQ?

IQ is an invite-only event for C-level executives in the credit union and fintech lending space. Attendance is limited to one representative per institution to preserve the intimacy and quality of the experience.

Is a hotel room included in my ticket?

No, hotel is booked separately. We've secured a preferred rate starting $500 per night at Sanctuary Camelback Mountain Resort through our room block. Details will be provided upon registration.

Room Pricing
Casitas: $500 per night — $795 regular nightly rate.

1-Bedroom Suites: $700 per night — $945 regular nightly rate.

What does my ticket include?

Your ticket covers all sessions, keynotes, workshops, afternoon experiences, meals, and event materials across both days.

Can I bring a guest?

Yes. A Guest / +1 pass is available for $ and covers receptions and meals. Hotel accommodations are the responsibility of the guest.

What is the cancellation policy?

Cancellation & Transfer Policy

Transfers
You may transfer your registration to another person within your organization at no cost at any time prior to the event. To initiate a transfer, contact events@zest.ai.

Cancellations
All cancellation requests must be submitted in writing to events@zest.ai. Refunds are based on the date the cancellation request is received:

Cancellation Date Refund
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On or before February 1, 2027: Full Refund 
On or before March 20, 2027: 80% refund
March 21 - April 4, 2027: 50% refund
April 5 - April 18, 2027: No refund